Consolidate Your Debt Online

Simplify your loans. Take control of your finances with debt consolidation loans from Loanwise.

Our loans are designed to meet your financial needs

✔ Competitive interest rates

✔ Low repayments

✔ Borrow for longer term

✔ Transparent costs

✔ Online application

✔ No complex paperwork

✔ Speedy decisions

✔ Funds in your bank account

Borrowing is made easy with our 3-Step-Process!

01. Online application

02. Send us your supporting documents

03. Processing and loan decision

Consolidate your debt with Loanwise

Simple process to consolidate your debt with Loanwise. It’s even faster if you’re already our customer.

Get started with how much you need and what your repayments would be. Submit your application form online and email us the supporting documents. Once we receive your online application form and the requested documents, our lending team will process your application quickly. If your loan is approved, we will deposit the funds into your NZ bank account overnight.

To pre-qualify, you need to meet the below criteria:

– You need to be at least 18 years old and a NZ citizen or resident currently living in New Zealand;

– You need to have been permanently employed with the same employer for at least 3 months and you need to be earning at least $350 a week (after tax) excluding government benefits;

– Your pay needs to be credited on a regular basis into your own NZ bank account that has been open for at least 3 months;

– You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order;

– You have access to the Internet and a mobile phone.

Please note this is a guide only – in certain circumstances we may not be able to offer you a loan.


Debt Consolidation NZ

Our friendly Customer Service team is happy to help you! Contact us if you have any questions, you can either use the online chat or call us on 0800 227 484. Our business hours are 8.30am to 5.30pm, Monday to Friday.

A Lender you can trust

When you have debts to handle, get a personal loan from Loanwise for a stress-free life. We provide an excellent borrowing experience to New Zealanders who recommend our services.