Online Cash Loans

Purchasing a car, planning a holiday or consolidating your debt? A Fast Cash Loan from Loanwise could help.

Cash Loans from Loanwise


People who face an unexpected need for some quick cash often consider taking out a cash loan.


Loanwise could help you save time and keep your finances on track by providing fast cash loans. Our quick cash loan services are offered throughout New Zealand for people who need funds fast to manage their expenses.

Apply for a personal loan

Borrowing is made easy with our 3-Step-Process!

01. Online application

02. Send us your supporting documents

03. Processing and loan decision

Cash Loans NZ


The application process is online so you won’t have to waste any time travelling, queuing, and waiting for funds. We can provide decisions quickly.

 Money is easily transferred electronically in your own NZ bank account upon loan approval. Even though our process is quick, we don’t compromise safety. With our security systems, your information is safe.


To pre-qualify, you need to meet the below criteria:

– You need to be at least 18 years old and a NZ citizen or resident currently living in New Zealand;

– You need to have been permanently employed with the same employer for at least 3 months and you need to be earning at least $350 a week (after tax) excluding government benefits;

– Your pay needs to be credited on a regular basis into your own NZ bank account that has been open for at least 3 months;

– You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order;

– You have access to the Internet and a mobile phone.

Please note this is a guide only – in certain circumstances we may not be able to offer you a loan.


Cash Loans Lending Support


Our friendly Customer Service team is happy to help you! Contact us if you have any questions, you can either use the online chat or call us on 0800 227 484. Our business hours are 8.30am to 5.30pm, Monday to Friday.

A Lender you can trust

When you have debts to handle, get a personal loan from Loanwise for a stress-free life. We provide an excellent borrowing experience to New Zealanders who recommend our services.