Apply now for a loan, we lend throughout New Zealand.


your repayments could be as low as


* Repayment amounts are indicative only, do not include our optional repayment waiver fee and will be finalised during your application process. Installment frequency is determined by your pay cycle. Fees , interest and terms and conditions apply to our loans - refer to our cost of borrowing section for more details. The repayments calculator is applicable only to our Unsecured Loans.

About Loanwise

We are a New Zealand owned finance company. We also offer a broker service for a wide range of different loans. If you want some extra cash for a new car, a holiday, medical expenses, almost whatever you need, we are here to help.

We strive to make our loans as fast and convenient as possible with our advanced online application and loan process. No complex paper work, no long waits. Simple.

We have an experienced team that understands the needs of the borrower, offering flexible repayment options tailored to you. Pay your loan off in as little as 6 months or as long as 5 years.

We care about our customers and are committed to responsible lending. We ensure the transparency and affordability of every loan we approve; there will be no unexpected charges or hidden costs. Apply now for a loan, we lend throughout New Zealand.

Need to talk to our team?

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How it works

This is when Loanwise chooses to fund your loan directly. Your information
stays with us and we process your loan internally from start to finish.

01. Online application

If you have access to the Internet and a mobile phone – Apply Now! Our application process is easy and accessible on any device at any time.

Apply anywhere, any device, anytime.

02. Send us your supporting documents

You can fax, or scan and email the supporting documents to us. We may request additional documents to be able to validate the information provided by you.

03. Processing and loan decision

Our team will process your loan application swiftly once we have received all of your supporting documents. If approved, funds will be transferred in to your NZ bank account.

  • Put your plans into action.

    Prepare for life’s big & little moments.

    Online application. Simple & Easy. No complex paperwork.

    Stay ahead of unexpected surprises!

    Prepare for life’s big & little moments.

    Simple application process. Personal loans.

    Discover priceless experiences.

    Prepare for life’s big & little moments.


    Complete financial freedom. Cash Advance.

  • A Lender you can trust

    When you have debts to handle, get a personal loan from Loanwise for a stress-free life. We provide an excellent borrowing experience to New Zealanders who recommend our services.